The Health Insurance Marketplace functions kind of like an online health insurance exchange, giving individuals and small businesses the opportunity to evaluate health insurance and make an informed decision about what to buy. Gone are the days of shopping around to multiple providers for health insurance quotes, being restricted to a single, cost-prohibitive plan, or [...]
“Obamacare” is a term that generally refers to the Affordable Care Act that was signed into law in 2010. Some people refer to the Affordable Health Care Act as “Obamacare” because it was signed into law by President Barack Obama. The Obama care bill is the first substantial healthcare reform plan since 1965, and [...]
Medicare and Medicaid, two of the most important government health care programs, have long been responsible for helping provide insurance coverage for low-income families and elderly people who are unable to pay for medical care without help. If your family qualifies as low-income under the Affordable Care Act, you may be eligible for health [...]
Picking a health insurance provider has been simplified by the Affordable Care Act, but it’s still a good idea to be thorough when you’re shopping for your new health insurance policy. Use these tips to narrow down the best health insurance providers and pick your plan: 1. Find out if you qualify for government [...]
If you’re uninsured, health care coverage can seem like an impossible goal. Most people who have no insurance are uninsured because they can’t afford health care premiums. The Affordable Care Act aims to make health care for uninsured more affordable. It also mandates health insurance enrollment, so anyone who chooses to stay uninsured will [...]
Affordable health insurance is no longer a pipe dream; with the advent of the Affordable Care Act, millions of Americans have access to transparent, affordable health insurance plans. If you’re ready to compare health care plans and enroll in a new health insurance plan, all you have to do is visit your state’s insurance [...]
Health insurance costs have been a huge focus in the past five years or so within the United States. The cost of health insurance has become a burden that more and more families have been unable to afford, thus denying basic health care to low-income families, or placing the burden of paying for the [...]
Understanding health care can be difficult when insurers and the medical industry use a lot of specialized language. These are a few of the most common terms you’ll encounter in health care and insurance: Claim: a claim is an application for benefits from the insurance company, typically to pay for services of a health [...]
Health insurance benefits aren’t always easy to quantify. Most people have a vague inkling that it’s good to have health insurance coverage if something goes wrong, but most people don’t expect to need it – or understand how much you could owe if you don’t have it. If you’ve never quite understood what all [...]
One of the biggest challenges that families face today is to save on health insurance. If you want to save money or reduce your health insurance costs, look into these low-cost health insurance options and tricks: 1. Check Whether You Qualify for Federal Programs If your income is low enough, you may qualify for [...]
